Loans Additional Information
Important Points:
- Lump sums deposited WILL NOT be considered in the calculations for loans - only regular savings
- A first loan must be repaid IN FULL before you can apply for a second loan
- Subsequent loans do not need to be repaid in full before applying to 'top up', but reasonable time must have passed since securing the loan and the loan must show signs of being repaid on a regular basis
- You must apply before 11.30am Saturday, if you wish to collect the loan that coming week
- You must bring photographic ID, your passbook & current proof of address dated within the last three months is required when collecting a loan
- Terms and conditions apply
| Loan Amount | Repayment Schedule |
| Under £3,000 | 2 years |
| £3,000 - £4,000 | 3 years |
| Over £4,000 | 4 years |