Easy Share Account

Need to save money for a rainy day, Christmas or an unforeseen expense? The Easy Share Account is just for you!

  • Easy Share Accounts may be opened by anyone holding a Ballyhackamore Credit Union Adult Savings Account and meet the Credit Union requirements in respect of loans. If a member closes their Adult Savings Account they must close their Easy Share Account
  • Members have immediate access to Easy Shares
  • The maximum amount that can be saved in an Easy Share Account is £5,000 with a combined savings maximum of £20,000
  • A minimum of £5.00 is needed to keep the Easy Share Account open
  • Easy Share Accounts attract the same benefits as the Adult Savings Account including:
    • Dividends which are paid annually
    • Savings protection guaranteed under the Savings Protection Scheme of the Irish League of Credit Unions
  • No money can be lodged into an Easy Share account if the member is (or goes into) arrears of a loan repayment. Loan repayments must be cleared before any further lodgement is made into an Easy Share Account
  • Easy Share Accounts are not taken into consideration when assessing a loan application