Savings Membership

Savings in a Credit Union are known as "shares". Each share represents £1.00 in savings
and is used as security against a loan. Regular savings will build up a substantial share
capital for you and security for the future.

  • Regular savings will build up a substantial share capital for you and security for the future
  • Your savings earn dividends which are paid annually. The amount of your dividend will depend on:
    • The amount of shares you have saved (one share is equal to £1)
    • The surplus income available for distribution by your credit union to members
  • Free life savings insurance is provided for all members
  • Your savings are guaranteed under the Savings Protection Scheme of the Irish League of Credit Unions

There are a number of ways you can put money into your Credit Union account:

  • Set up a Direct Debit from your bank account
  • At the Credit Union using cash, cheque or a Debit card
  • By phone using a Debit card*

* This service is not available for Credit cards